Terms & Conditions

Effective Date: October 4, 2025

Welcome to michaelknowsit.com and mathinamonth.com. These Terms & Conditions (“Terms”) govern your use of our website, services, and programs. By using our website or enrolling in any of our services, you agree to these Terms. If you do not agree, please do not use our services.

1. Services & Eligibility

1.1 Scope of Services
We provide educational services including tutoring, academic coaching, and program instruction in various subjects as listed on our site.

1.2 Eligibility
You represent that you (or the student you register) are legally capable of entering into binding contracts. If you are under the age of majority in your jurisdiction, a parent or legal guardian must agree to these Terms on your behalf.

2. Registration, Accounts & Payments

2.1 Registration
You must provide accurate, current, and complete information during registration and keep it up to date.

2.2 Account Security
You are responsible for safeguarding your account credentials. You agree to notify us immediately of any unauthorized use of your account.

2.3 Fees & Payment

  • You agree to pay the fees associated with the services you enroll in, as described at the time of purchase.
  • Payments are due by the due date (e.g. before a session or per the program schedule).
  • We may suspend or terminate services for nonpayment or late payment.
  • You may be responsible for late fees or interest charges if stated.

3. Cancellations, Reschedules & Refunds

3.1 Cancellation & Rescheduling

  • You may cancel or reschedule sessions with at least 48 hours notice.
  • Cancellations or reschedules with less notice may incur a fee or be non-refundable (as described in the program terms).

3.2 No-shows / Late Arrivals

  • If you fail to attend a session (a “no-show”) or arrive late, we reserve the right to treat it as a full session and charge as such (unless otherwise agreed).
  • The session may not be extended to compensate for the lost time.

3.3 Refunds

  • Refunds may be provided under certain conditions: cancellation before program start and cancellation of unused sessions.
  • After services have been delivered or sessions used, refunds are generally not offered.
  • Any refund terms will be stated in the program’s specific description or agreement.

4. No Guarantee & Disclaimer of Results

You acknowledge and agree that:

  • We do not guarantee specific academic outcomes, grades, test scores, or success.
  • Results depend on many factors including your effort, prior knowledge, and external circumstances.
  • Past student experiences displayed on the site are illustrative, not promises.

5. Intellectual Property

5.1 Our Content
All content provided in courses, sessions, documents, videos, and on this site is owned by us or our licensors and is protected by intellectual property laws.

5.2 Limited License
We grant you a non‑exclusive, non-transferable, revocable license to access and use content for personal, educational purposes only. You may not reproduce, distribute, publicly display, or commercialize our content without our express written permission.

5.3 Your Submissions
If you provide any content (feedback, comments, student work, etc.), you grant us a perpetual, worldwide, royalty-free license to use that content in connection with providing and promoting our services.

6. Confidentiality & Privacy

We will protect your personal information in accordance with our Privacy Policy, which is incorporated by reference into these Terms.

You agree not to disclose any confidential or proprietary information of ours, including our teaching methods, content, or materials, except for your own personal use.

7. Limitation of Liability

To the fullest extent permitted by law:

  • We are not liable for indirect, incidental, consequential, special, or punitive damages arising from use of our services.
  • Our total liability to you, whether in contract, tort, or otherwise, will not exceed the amount you paid for the relevant services.
  • We make no warranties (express or implied) about merchantability, fitness for a particular purpose, accuracy, or non-infringement.

8. Indemnification

You agree to indemnify, defend, and hold us harmless from any claim, demand, liability, damage, or expense (including attorneys’ fees) arising out of:

  • Your use of our services
  • Violation of these Terms
  • Any wrongful act or omission by you

9. Termination

  • Either party may terminate the agreement at any time by providing notice, subject to the cancellation rules in Section 3.
  • We may suspend or terminate your access if you violate these Terms or engage in behavior we deem harmful.
  • Upon termination, all rights and licenses granted to you will cease, and you must stop using our content.

10. Changes to Terms

We may update these Terms occasionally. When we do, the “Effective Date” will change, and updated Terms will be posted on our site. Continuing to use our services after changes constitutes your acceptance of them.

11. Contact Us

If you have questions about these Terms, please contact us.